December 2015 Real Estate Report For Kelowna and Central Okanagan

Central Okanagan Real Estate Report for Kelowna, West Kelowna, Westbank, Peachland and Lake Country:

Dependably Yours,

Jason Neumann RE/MAX Kelowna

Happy New Year 2015

Wishing you an outstanding 2016 full of unconditional love, pure joy, abundant peace, amazing happiness, blessed memories, incredible health of mind, body and soul with a cup of overflowing prosperity! Happy New Year!!!

October 2015 Real Estate Report For Kelowna and Central Okanagan

Below is a Central Okanagan Real Estate October 2015 Marketshare Report for the cities of: Peachland, West Kelowna, Westbank, Kelowna and Lake Country.

Dependably Yours,

Jason Neumann

September 2015 Real Estate Report For Central Okanagan

Below is a Real Estate Home Sales Report from 2007 to 2015 for the Central Okanagan Region (Peachland, West Kelowna, Westbank, Kelowna and Lake Country).  

If you would like more statistics on Kelowna and Area residential sales please call/text me anytime at (250) 808-7700. 

Dependably Yours, 

Jason Neumann 

KelownaRealEstateNews.com 

Six Month Market Review - Kelowna Real Estate 2015

Dependably Yours,

Jason Neumann

Remembering 9/11

August 2015 Real Estate Report For Central Okanagan

Below is the August 2015 Real Estate Marketshare Report for the Central Okanagan Region (Peachland, West Kelowna, Westbank, Kelowna and Lake Country). 

Below is a Real Estate Home Sales Report from 2011 to 2015 for the Central Okanagan Region (Peachland, West Kelowna, Westbank, Kelowna and Lake Country).  

If you would like more statistics on Kelowna and Area residential sales please call/text me anytime at (250) 808-7700. 

Dependably Yours, 

Jason Neumann 

KelownaRealEstateNews.com 

Okanagan Wineries Dominate National Wine Awards of Canada

The results are in from the 2015 WineAlign National Wine Awards of Canada and there's no surprise that Okanagan wineries have captured 17 spots in the list of Canada’s Top 25 Wineries. A special congratulations to Mission Hill Winery for being given the nod for the fourth time as Canada's Winery of the Year for 2015!

Another reason why the Okanagan Valley is renowned for it's beauty and hospitality...

If you are curious about the Okanagan lifestyle please contact Jason Neumann at (250) 808-7700 and starting living the dream today!

Dependably Yours,

Jason

July 2015 Real Estate Report For Central Okanagan

Below is the July 2015 Real Estate Marketshare Report for the Central Okanagan Region (Peachland, West Kelowna, Westbank, Kelowna and Lake Country). 

Below is a reference graph of residential sales from 2007 until 2015 stretching from Peachland to Oyama...

CMHC To Allow 100% Rental Income Allowances For Legal Suites

In a bold move Canadian underwriter, CMHC (Canadian Mortgage and Housing Corporation) has announced it will now allow 100% of rental income generated by legally registered suites. Here is the initial breakdown on using this type of rental income:

• The property must be owner-occupied.

• The property being insured can have only two units (i.e., a duplex or a single home with a legal secondary suite). 

• Rental income cannot be used if the suite is “illegal/non-conforming” but “legal non-conforming” is okay. (Non-conforming means that the suite was grandfathered in before zoning/regulations restricted such units. You can check with the city to confirm if a suite is legal.)

• The suite must be self-contained with its own entrance.

• Property taxes and heat must be factored into the borrower’s debt ratios (which is currently not the case when using rent from legal secondary suites).

• For existing units, there must be two-year history of rental income from the suite. The maximum rental income allowed for qualification is a two-year average of the unit’s rent.

• For new units, a market rent appraisal can be accepted if an appropriate vacancy rate has been applied to the estimated rental income.

• Mortgage applicants must “demonstrate a strong history of managing credit” with a minimum credit score of 680.

For more on this new CMHC initiative please visit: Canadian Mortgage Trends

If you are looking for a referral to a terrific local Okanagan based Mortgage Broker please call or text Jason Neumann of RE/MAX Kelowna at 250.808.7700 

Dependably Yours,

Jason Neumann

The Story Of The Little Flower That Could

Consider this...

For years I have parked my car at my Mother's place when in town to visit. Her driveway is starting to show signs of aging with numerous splits, breaks and cracks in the various concrete sections. I've always been amazed how weeds in particular have grown in between some of the tiniest of fissures. 

After parking my car there on a recent visit something different and quite beautiful caught my eye. It was a small but incredibly bright group of purple pansies. I thought it was kinda strange that this particular flower made it's wonderful presence known without the fanfare that would typically be reserved for a garden. 

As I stood above this little cluster of horticultural bliss a rather profound thought occurred to me...these flowers had a tremendous struggle to reach the surface and then live side by side amongst the weeds.

You see the struggle for these flowers was no more or less than the weeds. The difference being is the flowers managed to come out of their struggle with a noticeable beauty. What a great metaphor for life!

We all have struggles and may feel the weight of the world on our shoulders yet it's how we go about handling these challenges that matters most. Charles Swindoll said it best: "Life is 10% what happens to you and 90% how you react to it." How very very true!

Why is it that so many people come out of tough situations looking tired and beat down while others come out of similar scenarios with a smile and even joy on their faces? Simply put the way a person perceives a problem is what will dictate the outcome at the end of the day.

Set the table for success and you will tackle the toughest battles in life with a grace like manner. I have witnessed first hand how a friend who was diagnosed with terminal cancer fought back with positive thought and won!!! I have also witnessed the opposite attitude  displayed by individuals when going through health related issues and watched with great sadness as they gave up and wished death upon themselves.

We all have a choice in our lives as to how we will handle life's curveballs. Personally speaking, I would rather step up to the plate and strike out than sit in the dugout and tell myself I could never hit one out of the park!

So be mindful the next time you are going through a tough time that how you think, look at, talk about, ponder and approach things will ultimately determine the outcome.

Choose to be like those amazing pansies and never give up because there's a beauty that surfaces from within that everyone will stop and take notice of.

Stay positive no matter what and make a difference in this world!

A Winter Olympic Thank You!

What a fantastic Winter Olympics for our Canadian athletes! You made us laugh, jump for joy, scream at the top of our lungs, marvel at your perseverance, appreciate your incredible efforts, share in your many victories and agonize over your defeats, take time to reflect on all that we have been blessed with as a nation, cry while the maple leaf was raised...but most of all you made us extremely proud to be Canadian! 

" TrueMove H : Giving

The Rise Of The Modern Day Phoenix

Dedicated to those who have faced life's toughest challenges and have come out changed forevermore...

Know that you are not alone in your fight, that things will get better, days will brighten, truth reigns, healing has begun, peace will make its presence known, joy will be restored, understanding will come, tears are strength in disguise, hope is a never ending blossom and love is everywhere!

From Wikipedia: "In Greek mythology, a phoenix or phenix (Ancient Greek φοίνιξ phóinīx) is a long-lived bird that is cyclically regenerated or reborn. Associated with the sun, a phoenix obtains new life by arising from the ashes of its predecessor."

Mother's Pride...

For all the scraped knees that needed band aids...

For all the hugs and kisses that made things right...

For all the help with homework assignments...

For all the cheers from the sidelines...

For all the meals made and lunches packed...

For all the wisdom shared and advice given...

For all the love and encouragement...

For you Mom I am so very grateful and blessed!

Happy Mothers Day!!!

An Irish Blessing

Always remember to forget
The things that made you sad.
But never forget to remember
The things that made you glad.

Always remember to forget
The friends that proved untrue.
But never forget to remember
Those that have stuck by you.

Always remember to forget
The troubles that passed away.
But never forget to remember
The blessings that come each day.

~Irish Blessing

Dreams...

Dreams become reality with a simple first step in faith...make 2013 a year to remember!

Past Tomorrow Today

Christmas is a time of celebration and being with the ones that you love. It is not a time of happiness for everyone though...so many individuals are hurting especially during the Holiday Season and it is to them that I offer this prayer:

You are not alone,
You are not forgotten,
You are not a prisoner of the past...

There is hope,
There is peace,
There is the promise of tomorrow...

Sailor's delight poem...

Red sky at night,
Sailor's delight;
Red sky at morning,
Sailor's warning.

Sincerely,

Jason Neumann REALTOR®

Century 21 Assurance Realty Ltd.

Cell: (250) 808-7700

www.KelownaRealEstateNews.com

Sent on the go...using my I-Phone 4

Posted via email from Jason Neumann Kelowna Real Estate Agent

View from Harrison Hot Springs Resort

Beautiful morning setting...

Sincerely,

Jason Neumann REALTOR®
Century 21 Assurance Realty Ltd.
Cell: (250) 808-7700
www.KelownaRealEstateNews.com
Sent on the go...using my I-Phone 4

Posted via email from Jason Neumann Kelowna Real Estate Agent